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Exam Number : CA-Real-Estate
Exam Name : California Real Estate exam
Vendor Name : Real-Estate
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CA-Real-Estate exam Format | CA-Real-Estate Course Contents | CA-Real-Estate Course Outline | CA-Real-Estate exam Syllabus | CA-Real-Estate exam Objectives


Appropriate knowledge of the English language, including reading, writing, and spelling; and of arithmetical computations common to real estate and business opportunity practices.
An understanding of the principles of real estate and business opportunity conveyancing; the general purposes and general legal effect of agency contracts, deposit receipts, deeds, deeds of trust, chattel mortgages, bills of sale, mortgages, land contracts of sale, and leases; and of the principles of business, land economics and appraisals.
A general and fair understanding of the obligations between principal and agent; the principles of real estate and business opportunity transactions, and the code of business ethics pertaining thereto; as well as of the provisions of the law relating to real estate as administered by the Real Estate Commissioner.

- Classes of Property
- Property Characteristics
- Encumbrances
- Types of Ownership
- Descriptions of Property
- Government Rights in Land
- Public Controls
- Environmental Hazards and Regulations
- Private Controls
- Water Rights
- Special Categories of Land

- Law, Definition and Nature of Agency Relationships, Types of Agencies, and Agents
- Creation of Agency and Agency Agreements
- Responsibilities of Agent to Seller/Buyer as Principal
- Disclosure of Agency
- Disclosure of Acting as Principal or Other Interest
- Termination of Agency
- Commission and Fees
- Responsibilities of Agent to Non-Client Third Parties

- Value
- Methods of Estimating Value
- Financial Analysis

- General Concepts
- Types of Loans
- Sources of Financing
- Government Programs
- Mortgages/Deeds of Trust/Notes
- Financing/Credit Laws
- Loan Brokerage
- Types of Loan Originators

- Title Insurance
- Deeds
- Escrow
- Tax Aspects
- Special Processes
- Transfer through Court Supervision
- Types of Vesting

- Trust Account Management
- Fair Housing Laws
- Truth in Advertising
- Record Keeping Requirements
- Agency Supervision
- Permitted Activities of Unlicensed Sales Assistants
- DRE Jurisdiction and Disciplinary Actions
- Licensing, and Continuing Education Requirements and Procedures
- California Real Estate Recovery Fund
- General Ethics
- Technology
- Property Management
- Commercial/Industrial/Income Properties
- Specialty Areas
- Transfer Disclosure Statement
- Natural Hazard Disclosure Statements
- Disclosure of Material Facts Affecting Property Value
- Need for Inspection and Obtaining/Verifying Information
- Reports
- Servicing Diverse Populations

- General
- Listing Agreements
- Buyer Broker Agreements
- Offers/Purchase Contracts
- Agreements
- Promissory Notes/Securities
- Purchase/Lease Options
- Advanced Fee



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3 causes investors should Ignore the Doomsayers | CA-Real-Estate PDF Braindumps and Latest Questions

A reader named invoice simply e-mailed me to ask if he should still dump some holdings. “I’m involved about all of the issues happening within the core East, Russia and Israel,” he wrote. past his typical concern, he specially asked whether he should still preserve his positions in Occidental Petroleum (image OXY) and circumvent & Cox income (DODIX).

In certainty, bill, if I could opt for two concepts that could improvement from international turmoil, I might decide on this tandem. Oxy is a big producer of power in California, North Dakota and Texas. Its minor center East operations are mainly in especially quiet Qatar and Oman. Oxy is also a primo dividend raiser. stay clear of & Cox revenue is a good intermediate-maturity bond fund. It holds often Treasuries and funding-grade U.S. corporate bonds that are likely to improvement from the usa’s secure-haven status and powerful demand for great bonds of all sorts.

growing anxiousness. invoice’s questions certainly replicate a excessive level of anxiousness that isn’t confined to individual traders. The investing climate is marked by way of an “uncomfortable and eerie calm,” says Putnam Investments’ Jason Vaillancourt. “Welcome to Voliwood,” writes bank of america strategist Michael Hartnett, suggesting that extra volatility is on the manner. The financial institution of overseas Settlements, a firm of world valuable bankers, writes: “it's difficult to stay away from the experience of a puzzling disconnect between the markets’ buoyancy and underlying economic developments globally.”

a lot of smart individuals consider the fresh calm in each the stock and bond markets is ready to fall down to turbulence. Their present pork comprises the massive volume of unbelievable U.S. debt, the budgetary woes of Detroit and Puerto Rico, turmoil within the core East and along the Russia-Ukraine border, fears of a collapse in chinese true estate, an Argentine bond default, and supposedly irresponsible U.S. and European financial policy so one can end badly because...smartly, just as a result of.

i encourage to disagree. I see three distinctive reasons why all this anxiety is unwarranted. One, the global and U.S. economies aren’t as feeble as lots of the scarier headlines proclaim. Two, market calamities are usually precipitated via tangible economic or economic mess ups—believe of the serial bank screw ups of 2008 and the quadrupling of oil costs in the Seventies that led to double-digit inflation. No such catastrophe seems to be in the playing cards these days. ultimately, the international locations now waging battle or in monetary peril, together with Russia, signify a comparatively small a part of world financial output.

If the state of the realm makes you frightened, go forward and take some profits off the desk. in case you haven’t rebalanced your portfolio lately, don’t tarry. because of the stock market’s amazing performance over the last 5½ years, you might also have greater in shares than you supposed. i'm starting to be wary of the junkiest junk bonds (and money that own them) because the quantity of additional yield over Treasury bonds they offer doesn’t seem enough to justify the more advantageous risks of investing in them. That noted, the economic climate is expanding, banks are sound, foreigners are scarfing up Treasury bonds, and yield-oriented power and real estate investments preserve boosting dividends.

For moral aid, I shared my thinking with USAA’s chief investment officer, Matt Freund. A voice of purpose, he beseeches buyers to cull true news from noise, to keep in mind that “headlines are designed to be provocative” and that now and again “disruptions latest alternatives.” if you trade on the headlines, Freund provides, “you should be correct twice,” meaning that you just have to comprehend each when to sell and what to sell. buyers, says Freund, should now not pretend to be political analysts or overseas-coverage strategists. I couldn’t agree extra.




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